Fixed indemnity, defined benefits for covered events.
A supplemental product that pays a set dollar amount for qualifying covered services, regardless of what your primary plan does. Blake explains where it helps and where it doesn't.
Defined benefits, not major-medical.
Fixed indemnity pays a defined benefit amount when a qualifying event occurs: a hospital stay, an emergency room visit, a specific procedure. It doesn't replace primary health insurance and it doesn't work like a major medical plan. Eligibility and benefits vary by plan and state.
- Defined-amount payouts
- Not a major medical plan
- Layers with a primary plan
- State and plan rules apply
A specific tool for specific events.
It's not a substitute. It's a shock absorber.
When a specific covered event happens, fixed indemnity pays a defined amount. That check can help with a deductible, lost income during recovery, or the extras a primary plan won't touch. Blake makes sure clients don't confuse it for a primary plan.
Cash-benefit design
Payouts arrive as a set dollar amount for the covered event.
Layers with primary
Works alongside a primary plan without cancelling its benefits.
Not a major medical plan
Never intended as a substitute for real health insurance.
Adjacent supplemental options.
The ones clients ask most.
Fixed indemnity questionsSee if fixed indemnity fits.
Share your primary plan and Blake tells you whether a supplement makes sense.