Supplemental coverage
Supplemental coverage for the gaps that add up.
A primary health plan takes on most of the load, but not all of it. Supplemental coverage helps with specific costs the primary plan can leave open.
Why supplemental exists
Where primary plans stop, supplements start.
Hospital stays with high daily co-insurance. Deductibles that hit hard in a bad year. Specialty procedures with limits. Supplemental coverage steps in for defined events so a rough month doesn't become a rough year.
- Layers on top of a primary plan
- Pays for specific covered events
- Options include fixed indemnity
- Availability varies by state
Supplemental products
Two supplemental products worth understanding.
One is broad supplemental coverage. The other is fixed indemnity, a specific type of supplemental with defined benefits.
Answers before adding a supplement.
Supplemental questionsNo. Supplemental coverage layers on top of a primary plan. It doesn't stand in for major medical coverage.
Blake reviews your primary plan first, then flags whether a supplement makes sense given your expected use and budget. Sometimes it's clearly worth it, sometimes it isn't.
Blake is licensed nationwide. Availability of specific supplemental products varies by state.
Ask Blake if a supplement fits.
Send your current plan and Blake models whether adding a supplement earns its premium.